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1. 仲達 2011-09-01 11:10:40 |
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以超長線(至少十年)來看，樓價是肯定會上升的。 但是近年歐美經濟十分疲弱，整個歐洲都推行經濟緊縮措施，連英國也因削減福利、裁減公務員和加學費而引致暴動......加上歐洲經濟龍頭開始不願意積極救助窮懶親戚，雖未至於再次引發金融風暴，但經濟不容樂觀。 回顧本港因素，特首似會在十月施政報告公佈復建居屋，數量不會推冧樓市，但足夠壓抑樓價再度向上。在外憂內患下，樓價有機會在未來一年下調5-10%。 一言敝之，謀定後動。 |
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2. 超級巨熊來襲 2011-09-01 11:20:45 |
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3. Yellow Man 2011-09-01 12:03:41 |
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其實好多打工仔需付上一生大部份既壯年時間去供樓，入市時間非常重要，所以都係睇下經濟環境會好d。而家環球經濟非常疲弱，而國內通漲嚴重，必須收緊水喉，的確唔係入市良機。就算樓價唔跌超過20%，樓市大漲左咁多年而家都係時候小回一下。
低息環境雖然會持續一段時間，但我認為香港樓市唔可能係咁既環境下可繼續上升，而家只係等緊一個理由個市就會跌。 |
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4. OKAYDUCK 2011-09-01 13:44:17 |
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當了解到自我能力與需求的同時，便是睇通樓市的一刻。 |
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5. 三元 2011-09-01 13:57:43 |
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好多人就係以為會有一個趺既理由及藉口,只有一個"等"字.最後就只得"後悔"二字.
最近見客過程時好多機會都將話題扯上樓市,但大多數答案都只歸納為二個
一是說樓價太貴,應該會有調整..等下先
二是早前已見升太多,賣了變現租樓住..等調整
其實他們在等什麼???等一個心安理得既藉口嗎??
論外圍環境真係哀到不得了,但論本土環境呢??
要上車既一定可以上車,屯門都仲有150萬有500尺既樓..銅鑼灣500尺要六百萬...
無樓既人仲要等咩呢????????
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6. 湯文亮 2011-09-01 14:12:44 |
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小你啦 |
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7. mini 2011-09-01 14:24:29 |
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Simple is good ! Local residents need to buy a flat for living, not only looking at the current prices, but also their affordibility. Political people often think about their political issues first... |
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8. 打假 2011-09-01 14:29:06 |
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9. DT 2011-09-01 14:39:17 |
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Timing is the crucial factor when you buy a flat for living. Hong Kong people buy a flat not just for living, also for investment because we are living in the Top 5 financial centres. Living in a financial centre is tough. Why? Who else are living here? The bosses and their bosses along with their family members. So we need to have a strategical thinking to buy a flat in this vibrant city, the pearl of Orient. Here is my suggestion. Strategy for uptrend market Don't miss the bus! Buy and afford a second hand flat as far as you can even a small size one. Downtrend strategy Bid a reasonable price for a new and high quality flat. You can take all the advantages of the Landlord. Don't buy a larger flat because of reserving the capital. Cash is still the King. Then you can change a larger flat during the uptrend. Uncertainty due to mix of economy and macro risk Don't buy a larger flat. Negotiating a good price for a quality medium size second hand flat or buy for a new flat. Make sure cash flow is still healthy. Once uptrend is confirmed, you can select to swap a bigger flat in future. All the best! |
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10. 70後中產 2011-09-01 14:51:07 |
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I have two apartments at that moment. I wonder if sell out the one in HK Island becos the price drops a bit after the downgrade of US soverign. The marco economy is unstable and China tightens the fund. Just wonder if can cash out and then wait for buying larger flat. After reading this article, I think I need to sell now. |
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11. DT 2011-09-01 14:54:35 |
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Will Hong Kong property price reduce 5 to 10% in next year? The crisis of confidenece is temporarily handled by the Fed and Obama. Now the investors believe Professor Ben can have the ability to address the recovery of property and unemployment. I believe they will use Refinancing to pick it up. Don't expect any QE3 at this moment. Professor Ben is the advocator of the Great Moderation. By changing the policy and global integration, the slow recovery will be occurred in US or at least the economy remains weak but don't worry about the double dip of recession. As for Europe, who care! For BRICS, the economy remains stable. Answer : 1% |
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12. 旁人 2011-09-01 15:00:18 |
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咪發窮惡啊！ |
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13. ABC出醜記(1) 2011-09-01 15:22:31 |
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| ABC唔知因為乜嘢個人恩怨，猛喺湯生嘅留言版抹黑中傷王文彦，最後仲胆粗粗去王生《地産狂熱潮似已告一段落》嘅留言版照辦煮碗。佢嘅所作所為實在太離譜，馬上引嚟留言版內多個唔值佢所為嘅網友激烈批評。由於嗰哋批評理據十足，ABC俾人打中要害，無法反駁，佢唯有閃開唔敢浦頭。我將佢嘅出醜兼俾人叫陣過程搬過嚟俾大家欣賞。 | | | | 各位留意今晚伯南克的新招，應對後市有些啟發。 王文彥時常口不對心，文筆是不錯，亦不知是心腸不好，或是真的一直看錯市。因他的言論而坐失良機者不計其數。老施老猫燒鬚勇於認錯，但王文彥卻沒有此等修為。發財而不立品，言何立德，立功? 真枉為地產界先輩! 博士定調，施永青為地產界泰山，黃建業地產界為北斗，而王文彥根本不入流。 | | | | 14.ABC君,你所言絕對赞同,做人做事一样,知错即改,唔好靠删除异己唔同見解言論,怕乜摆擂台!!! | | 16. 明燈2011-08-26 17:51:45 | | | 湯博士，油街之成交價是 意味各發展商對未來三年較保守看法呢? 或根本市場上估價者不貼市，正如大輸一樣，一味靠估呢? 請賜教小弟。 | | 17. 過路2011-08-26 19:33:20 | | | 湯先生大好友，王先生大淡友，對樓市悲觀時看湯先生文章可以精神一振，對樓市樂觀時看王先生文章可以平服下。兩位先生文章可以話各自精彩。 | | | 16. 問「ABC」2011-08-29 07:32:59 | | | 1 .你說「王文彥時常口不對心」。他是如何時常口不對心？請列舉具體事實。 2 .你說「老施老猫燒鬚勇於認錯，但王文彥卻沒有此等修為」。就我記憶所及，王文彥過去起碼有一次為看錯市而向讀者道歉，這事見諸2010年1月21日他的文章《2009年是物業投資者豐收的一年》，他說：「我得承認，我低估了這個特殊的量化寬鬆貨幣政策對香港資產價格的正面影響，過去一年樓價反彈的幅度之大和時間之長，都超出我的估計。讀者若因為採納我於去年初對樓市所提的意見而蒙受損失，請接受我的道歉」。王文彥這樣做，不知你是否認同他亦勇於認錯？ 3 .你說「博士定調，施永青為地產界泰山，黃建業地產界為北斗，而王文彥根本不入流」。「博士」，你是指湯文亮吧？湯文亮在他哪一篇文章哪一句說「王文彥根本不入流」？ 4 .既然你認同王文彥根本不入流，他的言論影響力自然很弱，何來你所說的「因他的言論而坐失良機者不計其數」？這不是矛盾嗎？ | |
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14. Yellow Man 2011-09-01 15:23:33 |
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而家叫人入市買樓既人如三元等等，你地憑良心講，你真係覺得而家係入市良機？如果你都同意而家入市風險高，點解要點人行依條路？屯門樓500呎早已超過200萬啦，除非你講舊墟唐樓啦，但比著你自己又會唔會買呢？以上既說話對我自己絕無好處，皆因我都係有多於一個物業既人，但我真係冇人地咁黑心，明知風險高重係咁叫人買樓。 |
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15. ABC出醜記(2) 2011-09-01 15:23:50 |
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| 24. 小青2011-08-29 16:30:37 | | | 我無話「向飯民說不」抹黑王生，我係話「實在太多不学無術嘅人，連王生文章都未識睇，甚至未睇，就跳出嚟抹黑王生」。 「向飯民說不」話「其实又点抹黑王生呢？」，佢好似話無人抹黑王生。請問「向飯民說不」，ABC喺第15回應特別係「老施老猫燒鬚勇於認錯，但王文彥卻沒有此等修為。發財而不立品，言何立德，立功? 真枉為地產界先輩! 」 呢段，佢係咪抹黑王生先？ | | 25. 問「ABC」2011-08-29 20:08:38 | | | ABC ： 如果你覺得答我所問的第1題有難度，請你先答其他三題。那三題都是很簡單 的問題，幾乎是是非題那般簡單。你馬上答不會為難吧！ | | 27. 請ABC浦頭2011-08-30 12:36:24 | | | ABC, 你夠膽多次上嚟踩場抹黑王生，點解唔夠膽答「問ABC」嗰4個簡單問題呢？咁做，豈非應咗你同路人「60」所講，係「怕擺擂台」？ 好明顯，喺「問ABC」所提供嘅證據前面，你話「老施老猫燒鬚勇於認錯，但王文彥卻沒有此等修為。發財而不立品，言何立德，立功? 真枉為地產界先輩」係抹黑咗王生。我睇勻湯文亮嘅文章，都睇唔到佢有講過「王文彥根本不入流」呢句話，分明係你將自己嘅睇法加入湯文亮嗰度，咁嘅做法十分卑鄙。 單係上面兩個抹黑，你就應該根據你自己對王生嘅要求向王生「勇於認錯」。唔咁做，你豈非「口不對心」，對人對己有雙重標準？ 夠膽做，就要夠膽承擔。ABC，請你即刻浦頭。 | | 34. 問「ABC」2011-08-31 01:28:48 | | | ABC不敢現身回應我所提的4個問題乃屬必然。 說王生「時常口不對心」，不啻是說王生口不對心的地方很多。實情卻是，要從王生文章中找一個口不對心的例子已難，要找幾個例子更難，要找很多例子簡直難於登天。ABC在第1點成必輸之局。 王生去年1月已因看錯市而道歉。王生的文章ABC明顯沒看過幾篇及沒看懂，他自然矇然不知，還在這點抹黑王生，ABC在第2點亦成必輸之局，而且輸得很惨。 湯文亮從來沒有說過「王文彥根本不入流」的話，ABC的說法是造假，靠造假來抹黑別人而被人捉姦在床，ABC在第3點亦輸定。就算湯文亮有說過，ABC仍要輸，因為那祇是湯的個人意見，絕非公論，ABC不能據此確立「王文彥根本不入流」的正確性。更何況「不入流」者是九流都不入的意思，王生的文章、功業肯定和這沾不上關係。ABC在這點輸得最惨，永不翻身！ 至於第4點，「王文彥根本不入流」與「因他的言論而坐失良機者不計其數」，两者存在矛盾。ABC難以自完其說，自是必輸。 4點都駁無可駁，怎敢現身駁。勉強駁，不是更受辱？但ABC應該現身，不是為駁，而是大方的向王生及網友認錯道歉。現時他龟縮起來，祇會留下給人抹黑、造假、立心不良、為人卑鄙、口不對心、雙重標準、不負責任、沒有風度及完全沒有看問題的能力種種不良印象，這才輸得最惨。 | |
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16. 80後銀行從業員 2011-09-01 15:32:31 |
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To: 70後中產 雖然唔知你買邊區, 但係港島樓千祈唔好沽(除非好等錢駛). 國際政經形勢多變, 善用頭腦的人會深入地分析, 而不是僅僅看表象. 你認為薩爾科齊和拜登分別到中國去幹什麼? 歐洲債務危機再嚴重, 會有誰想看到歐元解體呢？美聯儲, 歐洲央行, 以及全球各大央行都準備救市, 明年奧巴馬大選, 中國領導人也換屆, 俄羅斯普京也選總統.... 現在潘朵拉的盒子已經打開了, can anything more worse will happen? 2012年必定欣欣向榮(至少表面上) |
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17. 湯文亮 2011-09-01 16:01:40 |
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多謝各位！ 八月份文章總瀏覽人數超過100萬，主因不是我的文章吸引，而是各位回應吸引讀者，如此高水平回應在其他網站是很難找到，衷心多謝。 |
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18. Yellow Man 2011-09-01 16:07:53 |
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呀16樓銀行家，你有冇頭腦我唔知，但你個分析力同常識就確有問題。你唔係覺得一個中國可以救全球經濟係咪呀？中國總GDP得美國或歐盟既1/3，頂多都只係做到一大片藥水膠布，但急救用膠布有咩用？
再講，歐美準咩備救市呀，救左好耐啦，救到先得架！你咁講即係你都覺得個市未來會暴跌，你又點解咁肯定下年經濟會欣欣向榮呢？ |
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19. 三元 2011-09-01 16:22:46 |
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yellow man,
睇唔明人地講咩既就睇多幾次,唔係見到一d唔適合你口味既就猛話人危言聳聽.
買與賣,升與趺,不同位置都會有不同睇法.
你竟然隨便就講得出屯門搵唔到500尺賣150萬既樓就知你連基本既marketing research都無做到啦. 只要係呢個網既主版打小小資料都搵到盤啦.
你自己揸住間樓又睇到個市咁淡,唔跟大隊賣左佢???
150萬係樓,500亦係樓,自由市場自由選擇.要買既唔會買唔到,唔買既幾平都係買唔到.
只差在人心所向,要"貪"還是要"用"不用別人明言.
唔岩聽可以唔聽,唔岩睇可以唔睇,言論可以自由發表
無須要踐踏他人來彰顯自己既高尚
事實反而暴露其短.
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20. 70後中產 2011-09-01 16:25:55 |
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To: 80後銀行從業員 Thanks for your advice. I have one in Quarry Bay and one in Discovery Bay where I am living. My apartment in Quarry Bay is over 30 years. Just wonder if selling it now and then change to a new one if the price drops later. Quarry Bay is not as popular than before. |
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21. 三元 2011-09-01 16:37:01 |
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雲兄早在07年尾已經係某個網上出POST,分析市況叫人乘勢上車,可笑的是換來無數自悲的可憐蟲所笑吧
當天指著他人而笑的人,今天可會還說風涼話?
就讓市場去懲罰看錯市的人吧 |
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22. DT 2011-09-01 16:48:59 |
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American Apocalypse 2011-2012 by Dr. Martin D Weiss and Weiss Research. Is it a joke? Who can bail out America? Who will trust his advice? In 2006, Weiss voluntarily settled his dispute with the SEC. Why? Believe him and go to Hell! In fact, during the relevant time period, many subscribers who followed each Weiss Research trading recommendation – as Weiss Research encouraged its subscribers to do –experienced overall returns that were substantially lower than Weiss Research's profit examples and most actually lost money. You better believe Professor Ben than Dr. Weiss. At least, his title is greater than his. Duh! |
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23. 無奈 2011-09-01 17:00:49 |
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同意博士所言。我更認為任何時候置業自住和投資都要量力而為，樓市總有金光燦爛和黑暗的時刻，如不自量力，就要考驗你的EQ，黎明前總是黑暗的，總是令人難耐的，EQ決定你的成敗。小弟不才，但堅信辦法總比困難多，努力不一定會成功，但可以將損傷減低，不努力就一定不會成功，這是放之四海皆準的道理。等？我認為是一個很高深的學問，等多久？絕大部分人都不能在最高位出貨、最低位入貨。如有，他算是上帝的寵兒。樓價長遠向上沒有疑問，當中大漲小回有之，其實這用不着什麼理論分析，只須看看歷史就見到。(巴比倫是一個例外)。從另一個角度來說，樓價永遠向上其實是紙幣永遠在貶值的結果(自從人類學會使用鈔票以來，鈔票貶值就一直伴隨着)。外圍因素是學者專家們最近說的最多的一個理據(因為很好用？快要成為一句成語了)，因為聽了許多，所以就很在意，但就不明白，這幾年外圍因素幾時好過？美國深陷雙底危機、歐元區本就東拼西湊，本就先天性不足，現在更看不到整合的未來，解體也只是時間的問題(格老最近的講話巳提到，絕非危言聳聽)，回看亞洲的日本，大海嘯加上一個超級核災難(摧毀了不少高端生產供應鏈)。這樣多的外圍因素難道還不夠嚇人嗎，是否傳統的經濟理論出了問題，是否香港很特別、百毒不侵？雲先生曾說了一句(睇好睇淡不是天生的，要動態分析)，是很值得期待樓市大跌的朋友看清楚樓市的基本因素是什麼。愚見認為，樓價的回調純因政府葵花寶典招數震懾的結果，繼續這樣自殘的話，後遺症一匹布咁長。至少賤賣土地巳成事實，有否官商勾結真是天曉得。自由經濟是香港經濟繁榮的基礎，用幾十億，甚至可能幾百億去扭曲市場，遲早會全民皆反。在這個網上，相信大多是業主--都是經過漫長的努力結果，當然不願意見到一生辛勞付之東流，但也不一定是盲目大好者，樓價太高？真的難說，未置業而又要租樓者，可以計一計幾年要付多少租金？其實那也是樓價的一部份。一句話，量力而為。等待還是需要，看着辦吧。 |
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24. Yellow Man 2011-09-01 17:09:09 |
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三元依d咁既人，明明睇到我話屯門舊樓係可以有150萬咁平，幾時有話過搵唔到？依個價油尖旺都搵到，問題係個d樓你自己都唔會買又何必叫人去買？我自己d樓同舖係要黎做生意、收租同自住，我自己冇諗住賣亦從來冇叫人賣樓，我只係覺得而家入市風險高。依你咁講，你叫人買樓你不如自己而家買樓自身作則啦！自己係度格岸觀火就係度亂點一通... |
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25. 2011年開始 2011-09-01 17:09:42 |
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十分同意博士所言,本人1981年買了九龍中一層幾百尺20幾年的唐樓自住,年利息22厘,往后5年犧牲一切娛樂，2011年７月尾發展商收購366萬。(冇地鐵) 現正等時機入市. |
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26. anggie T. 2011-09-01 17:11:08 |
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To No.20), If Quarry Bay means Kornhill then it's actually not soooo bad, depending on the price u purchased. If it's old apartments close to the seashore & have redevelopment potential, I'm afraid you'll regret wor...... To No.14) Yellow man, Sure it's no problem to find 500sq ft under 2M in Tuen Mum if you can stand abit further from main terminus, lower floor, not soooo open view. Even my cheap cheap place in Ma Wan, the 3bedrooms with seaview can vary from 4.1M to 7.2M, depends how much you can afford & what u get lol!! |
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27. 2011年開始 2011-09-01 17:14:34 |
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補充買入價18.5萬 |
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28. DT 2011-09-01 17:26:13 |
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EQ決定你的成敗 More precisely, your competencies relates to the way of success. A competency may be a behavioral skill, a technical skill, an attribute or an attitude. Why it is only related to success because something is out of our control. 謀事在人, 成事在天 |
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29. 無奈 2011-09-01 17:31:48 |
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「只差在人心所向,要"貪"還是要"用"不用別人明言. 唔岩聽可以唔聽,唔岩睇可以唔睇,言論可以自由發表 無須要踐踏他人來彰顯自己既高尚」。三元兄，句句在理。在各大報章，我們有發言的地方嗎？一眾所謂專家們巳害了多少人燃起貪心的欲火，為粒糖，吾見了間廠。止賺，美麗的謊言。失去自己的居所，租金仍在上升。可幸尚有這樣的一角，可讓我們暢所欲言。 |
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30. 三元 2011-09-01 17:36:58 |
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王某人早在2004年當香港樓市尋底回升就一直讚文發表意見,其意見必是樓市只是小陽春,回彈,理應反覆下趺.
這個旺市是虛還是實？2004
樓價重入長期及高升幅上升軌？(1) 2004
走為上著 2005
樓價下調壓力愈來愈大 2006
今年樓市將穩中向好 2007
今年樓價升幅， 不宜過份樂觀 2007
賣家應把握下跌浪中每一個反彈 2008
最近股市樓市屢創新高，怎看？2009
樓市進入一個調幅較大時間較長的調整期 2010
如果一個真用家需要買樓自住而又不幸盡信其言
又應該如何自處呢??
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31. 三元 2011-09-01 17:44:26 |
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YELLO MAN
閣下好可能有小小思覺失調,不要以自我眼光+感覺強行套於他人身上.豐澤同大興都仲有盤.可以去搵下. 仲有閣下又知小弟無在該區置業?
還有買與賣全屬個人意願,沒有逼良為娼的!!! |
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32. 80後銀行從業員 2011-09-01 17:47:31 |
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TO: Yellow man 請先細看我分析再下定論不遲. 薩爾科齊作為法國總統, 會見胡總5小時之久會談些什麼? 兩國元首會面不單是中法兩國,乃是分別代表歐盟和G20.....要知道人民幣想成為國際貨幣, 必要和美元/歐元三足鼎立.如今美元儲備佔全球42%, 歐元及其它主要貨幣佔58%...若歐洲債務危機惡化到歐元面臨解體風險, 到時美元再度獨大, 成為世上唯一主要儲備貨幣, 對人民幣走向國際化相當不利.....情況就似魏(美元), 蜀(人民幣),吳(歐元)...吳蜀不聯盟, 早晚被魏所滅. 另外拜登訪華亦有同樣目的, 就是希望中方配合美國經濟復甦, 繼續買美債. 為什麼資產這麼珍貴呢？這是一個相對的問題, 因為衡量它的是貨幣, 而貨幣理論上是無限發行的...當然了, 如果你相信未來世界經濟會一直倒塌, 那麼別說樓, 什麼資產也不要持有好了 |
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33. 明燈 2011-09-01 17:59:59 |
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美國的沽神、歐洲的股神、甚至索老及債王都有看錯市的情况出現，其實看對或看錯是冇所謂的，只要及時作出認錯及修正就可以，但有某種人最至命就是固執兼要面死撐，請三思而後行啊! |
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34. 三厄 2011-09-01 18:09:00 |
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再轉述一次網友的金石良言
樓價在短期內有上落是事實，但另一個更重要既事實係，以30年為觀察期的話，樓價只會上升不會下跌！03沙士價是香港近十年最低價，美孚的03呎價約為1600，但1600這個賤價仍然係美孚入伙價的10多倍！事實上，某時期的低價，通常都會比上一個時期的高價還要高。等樓價爆破的朋友，要有心理準備爆破後的樓價和今日的價其實差不多。
因此，如果你係用家，諗住長住20~30年，只要供款係能力範圍內，就算97年買樓一樣冇問題，因為樓價升跌不會影響你一早已計劃好既供款，20年後樓價一定會超過買入價(請對比1983及2003的樓價)。
結論：以20~30年長線睇，樓價一定升。短期升跌只係為炒家而設。
沒有炒家,持續底息,只要量力而為又何來風險???
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35. 三元 2011-09-01 18:09:13 |
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再轉述一次網友的金石良言
樓價在短期內有上落是事實，但另一個更重要既事實係，以30年為觀察期的話，樓價只會上升不會下跌！03沙士價是香港近十年最低價，美孚的03呎價約為1600，但1600這個賤價仍然係美孚入伙價的10多倍！事實上，某時期的低價，通常都會比上一個時期的高價還要高。等樓價爆破的朋友，要有心理準備爆破後的樓價和今日的價其實差不多。
因此，如果你係用家，諗住長住20~30年，只要供款係能力範圍內，就算97年買樓一樣冇問題，因為樓價升跌不會影響你一早已計劃好既供款，20年後樓價一定會超過買入價(請對比1983及2003的樓價)。
結論：以20~30年長線睇，樓價一定升。短期升跌只係為炒家而設。
沒有炒家,持續底息,只要量力而為又何來風險???
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36. mini 2011-09-01 18:10:57 |
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As discussed earlier, there are many factors for buying a flat. The determining factor is still individual need. To us, it is affordability. As everyone knows, some people enjoy the excitement of "High Risk, High Reward", while others would like to consider everything. It depends on the personal situations, characters, interests, etc. Force to Sell or Force to Buy, Ask yourself what do you need, Do you believe time is money ? Can I afford it ? Use the Independent Judgment ! Nice to see more comments on our living places for continuous improvement. |
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37. 無奈 2011-09-01 18:13:53 |
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回DT:上了車不等於有實力，人生不如意事十常八九，萬一上車後失去工作，樓又不能賣、EQ低者往往想不通，不另謀解決方法，但就自尋短見。九七樓市崩潰時這樣的例子不少。捱得過，好世界。謀事在人、成事在天固然很多人都作為結果的解釋，但EQ在其過程中起巨大作用，逆境中尤其如此。太興奮會忽視了自己力量的短板呢，也就影響了謀事了。 |
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38. DT 2011-09-01 19:10:18 |
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To: 無奈 I share your view point. I think the 1997 or SARS event in another angle. For example the downsizing of a Company, 10% staff leave the Company but still 90% stay with the Company and need to work for survival. Sooner or later, some new comers may join the Company too. If we don't focus on 90% staff and new comers, how can the Company survive? Likewise, the same principle also applies for the 90% of property owners and the potential owners. Does it make sense? |
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39. 小老 2011-09-01 21:45:35 |
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買樓有什麼問題啊！你有能力計好條數 吳好有一佰就用哂 買細啲 預留部份作後備用應該無問題 回ＡＢＣ６０後先生你條地產柚如果要玩玩你個客哪吳好係道玩 吳該射射你 |
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40. 正常人 2011-09-01 22:16:04 |
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要买咪买咯 有需要咪买咯 没需要全世界认同你的观点吧
这样都可以讲一餐
是否找不到炒家接你的货 要天天唱 日日讲 累不累？？
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41. 王先生 2011-09-01 22:38:02 |
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黎得呢度嘅，都係成年人，都有獨立思考，總之買樓有風險，但唔買樓都一樣有風險。 在09年尾我有個朋友問過我，係嗰陣好唔好買樓，嗰個女仔與男友都係80後，月入合共4萬幾，做嘢幾年倆個夾埋已經有幾拾萬，她們比驚青，要保守啲，咁我就同拒哋set個死唔倒人嘅計劃。 果陣重可以一成樓下置業，按揭利息1厘唔使，有錢存係銀行嘅人津貼後生仔買樓嘅真係千載難逢，唔好好把握真係對唔住自己。 咁拒地半推半就揾左層180嘅樓，只落一個人名，(重要睇吓政府有無着數俾啲無產後生)，俾20萬銀首期連洗費，做埋30年按揭供款，供樓只佔入息拾幾%，重死得人？ 拒地重有啲驚經濟衰退、低息不再、求其一個失業、有危疾、公司執笠........真俾拒哋吹漲！果陣幾想推拒地落樓。 驚！咁就繼續同阿爸阿媽住住先，遲２年先結婚，然後揾個重驚過你嘅租客同你供樓囉！嗰層樓400呎左右，有2房，租俾2個大陸留學生住(收少300銀租唔報俾銀行知，但照交物業稅)，現在收緊7千5銀租，而家層樓已經升左幾拾萬，加上呢2年又儲多幾拾萬，結婚換樓無難度！ |
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42. 太傅 2011-09-02 00:14:07 |
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但願80後賓卡所預言會成真啦
還有, 你那個魏蜀吳比喻蠻有趣的
香港大概不會再有29萬元東半山肇輝臺, 數十萬元太古城了
但長遠來看, 香港地少人多, 投資磚頭肯定錯不了
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43. mini 2011-09-02 00:17:22 |
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Around 2001 Dec.11, China's Accession to WTO, it showed us that the chinese products can go to the world (i.e beginning of a large flow of cargoes/goods); 2003/3Q, Central Leaders approved the individual travellers to Hong Kong from our motherland (i.e. beginning of a tremendous flow of tourists); 2005July, RMB has started to move(i..e beginning of the inflows and outlfows of cash); 2005~ 2015 Free trades agreed between 10 Southeast Asian Countries and China. All of these are beneficial to our living places and the whole country. It is a huge flow ! See the government officials, are they ready ? Refer back to the Policy Speech made by our Central Leaders in 2002/2003. To us, the main points are: - Stay focus on construction/establishment, keep focus on the developments, and later section covers the political reform. They are busy on searching, planning, developing, and building the main fuel and gas pipeline across the whole country, from Russia to North East, Central Asia to North West, Southeast Asia to Southwest of the mainland for sustainable developments... To react the Homeland Investment Act, they raised the EIT to 25% from 15% previously allowed to the foreign companies... China is not a lifeguard to the globe ! Now, they are busy for continuous developments in 10 Southeast Asia Countries, South Asia - 7 countries, South America, Africa, and Middle East to offset the declines in exports to the developed countries... We have lucks because of high IQ & EQ of our Central Leaders (excluding the government officials who have worldclass salaries) and their hardworking...Of course, we have a high EQ of our Police Chief. |
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44. mini 2011-09-02 00:17:24 |
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Around 2001 Dec.11, China's Accession to WTO, it showed us that the chinese products can go to the world (i.e beginning of a large flow of cargoes/goods); 2003/3Q, Central Leaders approved the individual travellers to Hong Kong from our motherland (i.e. beginning of a tremendous flow of tourists); 2005July, RMB has started to move(i..e beginning of the inflows and outlfows of cash); 2005~ 2015 Free trades agreed between 10 Southeast Asian Countries and China. All of these are beneficial to our living places and the whole country. It is a huge flow ! See the government officials, are they ready ? Refer back to the Policy Speech made by our Central Leaders in 2002/2003. To us, the main points are: - Stay focus on construction/establishment, keep focus on the developments, and later section covers the political reform. They are busy on searching, planning, developing, and building the main fuel and gas pipeline across the whole country, from Russia to North East, Central Asia to North West, Southeast Asia to Southwest of the mainland for sustainable developments... To react the Homeland Investment Act, they raised the EIT to 25% from 15% previously allowed to the foreign companies... China is not a lifeguard to the globe ! Now, they are busy for continuous developments in 10 Southeast Asia Countries, South Asia - 7 countries, South America, Africa, and Middle East to offset the declines in exports to the developed countries... We have lucks because of high IQ & EQ of our Central Leaders (excluding the government officials who have worldclass salaries) and their hardworking...Of course, we have a high EQ of our Police Chief. |
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45. 2011-1997=14yr 2011-09-02 01:20:11 |
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property price just recovers from their price after 14 yrs and people still say expensive what kind of economic calculation is that. |
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46. 包租婆 2011-09-02 08:53:19 |
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現在樓價實在平得可憐，超級通脹來臨，只要俾到首期，買多幾間收租自然有租客幫你供樓，每兩年加租30%以上，樓價一向跑贏通脹，根本係冇可能唔賺錢。 |
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47. 需求遠遠大於供應 2011-09-02 09:28:13 |
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香港樓價由大陸人撐起，13億人口當中，只要有1%富起來，便有1300萬人，只要有一半來港置業，便有達650萬單位需求，何況唔止1%富起來呢！這還未計部份豪客係買幾間作投資。
就 算有充足土地供應(唔可能)，根本全港市民一齊做擔泥扎鐵都唔能夠滿足大陸13億人的市場需求，他們目的都係要將錢搬離大陸(因為個個都驚共產黨)，搬到 香港就最方便，所以買樓就最好，起碼來到香港可以不用住酒店訂房咁麻煩。睇睇成交，有唔少大陸豪客係買多過一間，有些係買十數間作長線收租，香港地地產才 是最有錢途。香港豪宅供應短缺，根本就可以肯定起豪宅係賺硬，發展商自然全部樓盤都會豪宅化，唔憂賣，幾萬蚊呎都係濕濕碎。
大陸豪客好多都係full pay，根本就唔需借貸，始終供應都冇可能滿足13億人市場的強大需求，所以消化完這些政策後，樓價又會大幅上升。商廈商舖供應更為短缺，受自由行帶動，零售暢旺，商廈商舖租金約滿後將瘋狂上升，價格升幅將以倍計，大陸資金很快就會蜂擁入市。
低息高通賬，加上聯匯港元跟隨美元變陰司紙，磚頭保值，長線只有上升一途。 |
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48. mini 2011-09-02 14:14:40 |
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Since 1945, we have seen a number of names in the world. They are : - UN/Terminator; WHO/Food &Drugmakers/Dealers/Pharmacy; WORLD BANK/IMF/Dollar Coupons/Food Stamps; IEA/IAEA; GPS; Financial Weapons such as MBS,CDO, CDS, INDEXES, AAA, ATM, etc. At the moment the foreign officials are playing a game called "PPP" . In China, the officials are building a firewall that is known as "RRR" (3R) .. |
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49. 無錯 2011-09-02 22:56:42 |
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現在不是止賺時候! 過去幾年,好多小業主貪小利,自命英明,錯把自住樓當股票炒買,失去了自己的居所,租金和樓價趨勢仍在上升,小利潤快被租金和股市吸乾,等不到樓价大跌。 |
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50. 大家好 2011-09-02 23:04:42 |
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如果你係用家，諗住長住20~30年，只要(最最緊要)供款係能力範圍內. |
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51. mini 2011-09-03 23:29:38 |
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We finished our mortgages from 3.5 years to 11 years. Like our friends, we do keep the real estates for our own purposes, say zero-interest in banks, inflation, ... One plumber who also finished his mortgages for three (3) flats, two are medium size and one small. His purpose is so clear, one for living and the other two for supporting his 2 daughters studying in Canada. He is still working with his cell phone and bicycle ! One dentist... According to one local newspaper report, the HK born chinese from the mainland are as follows: - Year Nos. of Babies Born 2000 709 2001 620 2002 1250 2003 2070 2004 4102 2005 9273 2006 16044 2007 18816 2008 25269 2009 29766 For reference, the above numbers excluded the babies from Investment Immigrants. |
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