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1. Layman 2012-05-19 18:24:48 |
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I want to ask 300000 downpayment can buy what kind of property nowaday ? And you don't need to pay legal fees, commission, revonation, furniture, electric appliance....etc. How to 開開心心揀樓去 ? |
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2. little 80's 2012-05-19 22:56:53 |
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Re Layman,
the figure of 300000 isnt that important. it's a matter of attitude towards life and fortune accumulation for us the younger generation. If you cannot save 300000, how can you even dream of saving enough for your first apartment? when compared with my father and mother, I think it is much easier for us to own a property. There is still 90% mortgage and the interest rate is just 2.3 percent! It was more than 10 percent back when I was a child.
Dont blame the government, just blame yourself for not saving money if you cannot buy one. |
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3. yin yin 2012-05-20 10:03:54 |
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Have a good foundation for future is better than luxury wedding party for the young counples. Good recommendation. Buy a apartment is mort important than a luxury wedding if you not rich enough. |
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4. Another little 80's 2012-05-21 00:25:54 |
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At the time my father and mother bought their first apartment, it was just only 1/10 of the value today. When the interest rate of mortgage was at the days more than 10%, the salary was also growing at a rate more than 10% per year. Anyway, yeah, saving is a good attitude. |
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5. Hongkong People 2012-05-21 02:34:09 |
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Talking about marriage, guess most of people really don't get the point. Marriage is not about the wedding ceremony, is about two individuals living together. "How to live a happy marriage life?" should be the key concern for the ready couples.
But, more the case are the ready couples arguing about the wedding details, spending all their savings on the wedding. And after that, live a miserable life to repay the debt from their wedding or save money for the downpayment for the first property. Without happy marriage life, quarreling are their daily activities. Sadly, before they buy the first property, they enter divorcing process.
Luxury wedding for a humble couples are really ridiculous and just like digging a graveyard for their marriage. Hope youngster rethink before they do it. |
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6. anggie T. 2012-05-21 10:01:56 |
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Hi No.3) Yes, I think you have a point. The $300,000 cannot make you qualified for a nice apartment but for sure a very good start! You think it's easy also to save $300,000 while everyone is putting crazy money into a wedding??? My husband can throw a 1 million wedding on me but we have a descent & memorable one with budget break-even!!! I don't know if that's a expenses or celebration event??? Basically I did all those Dr. Tong recommended, no wedding planner, I planned everything myself & tried to minimize the cost. Most important is invitation of guests:my deviation for no. of guests is 1 person, not one table, one person that promised to come cannot make it!!! Obviously I'm not inviting anyone that has zero interest to come, and I carefully select the guests, not whole family, but by person & by status & by relationship, both my friends that worked for years & clients that love me & could afford. I call it a success. It's the attitude that is important Layman, after 3-4 years of marriage, we grow & save & invest in a practical way in properties, we basically make 2.5 times more our total asset when we got married. Remember:it's the attitude that is important! My friends that throw half a million into a wedding when they were making a family total of less than $60K a month, still no apartment! |
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7. 80's passerby 2012-05-22 17:01:36 |
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To No. 1 having 300K down payment in fact is sufficient for purchase many properties in HK. Matter if you are willing to accommodate the condition. As a kickoff, it is unrealistic to have ones like Cullinan, the Arch... |
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8. X觀點 2012-05-22 20:11:03 |
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老婆個女同事結婚時攪個夢幻婚禮，當時令好多人印象深刻，主角當然花去不少心思和積蓄，沒有多久便聽說離婚了，再沒有多久又收到她的請帖，老婆對女同事說咁快又要再賀禮，好傷架，同事忙說求祈喇，求祈喇，有趣！ |
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