HK Property Market Preview in first half of 2012

A total of 695 luxury flats worth HK$10million were sold in Nov, 2011. A record high is made so far. Why? Landlords offer good packages in terms of a second mortgage and a long transaction period plus competitive prices close in the secondary market.

Potential flat buyers focused on primary flats and paid less attention to the secondary market because of the second mortgage concern, not SSD or interest rate.

Once Banks release the water gate in coming months no later than March 2012, the quick recovery along with the volume will be made in the secondary market. A small rally will bring the temporary bottom CCI Mass from 90 level to 95. Then the property price will have a range trading in the first half year.

Neither new bottom or new height will be observed in CCI Mass.

P.S. Most likely no bottom fishing any more after Mar 2012.

Watch Out : The Stock Bear

SSD其实限制小业主出货，但是限制不到大地产商。

如果房价大跌，大地产商可以散货，而小业主只有看着楼价下跌。可以见到这些政策其实对大地产商是有利。

SSD的实行其实是泛民班杂种在背后发功的结果。再一次的证明，在中产背后狠狠插一刀的其实就是泛民。

所有打击楼市的政策，已经很清楚了，其实就是打击小业主的竞争力。

最近终于想通了，点解民主大国都逃不过中产下游的M字化社会。原来是很多渣滓政客出卖中产，中产在大商家和基层的夹击下，只有变的唯一出路。

SSD = A knife with two edges.

One edge acts as market punishment for speculators lacking of money. The other acts as a control valve of demand and supply side.

If you are the first home buyers, who care SSD.

If you are the long term investors, it is expected you need to pay the premium for the game.

If you are the speculators, God Bless you and go to Hell.

If you are potential home buyers, SSD faciliates you have a lot of selection choice.

If you are none of above, work hard and work smart in your career.

Market never lies.

If you buy a flat anytime in 2011, the property valuation is only discounted less than 3-5% as at today.

If you buy a flat in the 1st day of last year, your savings (principal instalment) is almost 4% on the capital investment (mortgage loan). For example, you buy a flat $3mio, you paid $0.9mio and the loan $2.1mio at 2.5% for 20 years. The annual principal is $81,971.

Could you save $81,971 for last year?

Or looking for a sharp fall of property price in this year of the PIG?

Think Smart Work Hard!

政府一向幫地產商.你看它七折六折發售也是合法合理就知道!相信你仍末滿足現時樓價水平呢

搞什麼SSD?! 害左本地人.

係就出限購令啦. 內地人黎香港炒貴使D生仔床位,都用配額限制佢地啦. 如果唔係,本地HK人冇錢去D炒到貴哂的私家醫院生, 公營的又冇位真係大鑊.

又或者打擊下D地下錢莊都好啦. 咁多唔知邊黎的錢都唔知點黎HK. 好似冇外匯管制咁.係HK係咁.

Did you cross check the Real Estate practitioners? How they survive?

Or are you one of them but begging for mercy?

In the selection process, no one has the safety net.

God help those self help.

SSD is the market punishment for speculators.

It works ans squeezes out of short term long positions.

What a lesson learnt!

冇错"沒有賣不出的樓，只有賣不出的價"，

但SSD却让小投资者和小业主买了楼,两年内难以卖出啊.

或者祀望楼价稳升20%........只能在梦中,哈哈哈.

大业主和地产商则不在限制.这样都说是正确政策?????

This is a zero money game.

There is no free lunch.

Pay what you did! (原業主為新晉投資者，近年與「師奶兵團」關係密切，由2010年起開始入貨，至去年年初高峰期曾持有10個屋苑單位，並於去年陸續散貨，未計算是次易手單位，全部均獲利而回，變現逾3000萬元。他又稱，經是次平手沽貨後，現時尚餘4伙。)

SSD squeezes all the short term long positions now.

It will make the CCI Mass to touch the bottom before March 2012.

Market shows no mercy for greedy gamblers!

SSD是一個非常有效政策,對香港真正用家來說是好事,支持曾俊華司長打擊炒樓措施.

打擊代理炒家,大陸炒家短炒,又用左手交右手的方法推高樓價炒賣,防止他們吸走市民血汗錢!

打擊炒樓措施並不是泛民想出來,是政府財政司司長曾俊華推出來幫助香港市民的有效政策.

"地產商由投地到賣樓，都講緊三五年，賺錢應該"

你知唔知SSD令地產商现时一买一卖己稳赚15%啊.

谁告诉你地產商賺錢應該架?

你这个王先生是否识经济学的那位啊.有冇看最近的报导架?

政府是不应该保证投资回报，这些都是最不道德，而由政府保证的投资回报，最终的成本全部都是转嫁给中产。

1. 政府保证基层的福利开支。

2. 最低工资。

3. 在废材叫地产霸权之后，地产商可以高估低揸，变相保证了地产商无风险，变相将风险转嫁给了中产。

4. 将来如果出现所谓的老人退休计划，其风险一样转嫁比了中产。

有识之士应该认识这些问题，这些转嫁到中产的，最终令中产下游。报道报道了法国人有一半人系以最低工资打工的，也就是如果欧州一旦出事，法国人最少一半人贫穷化。而菲律宾实行民主20多年了，但是到今时今日仍然向独裁的和无资源的香港输出家庭佣工。这是什么问题，这就是民主国家M子型的经济。

香港人一定要思考这个问题，是不是要走这一条M字型经济的死路。

8樓及12樓呢位王先生，不是平時係度發表意見嘅王先生，

多謝 O 了咁心水清！！