沒法, 香港的短視, 已埋下對於未來棟樑的視野. 更加, 現時通街都是大學生, 如此無質素都能拿到大學學位的, 都是拜政府所賜. 現今的局面, 只有一句, 香港等死啦!

大學必修堂

1) 學習填寫公屋申請表.

2) 學習填寫單身綜援申請表.

沒有培養大學生,只有製造大學生.

沒有扶貧政策,只有養貧政策.

Agree.  But most of the people are still dreaming & don't know how they should project themselves.......Poor next generation, in N.T. there're still alot of properties under even 5K pe sq ft(of coz' abit far) why not those people consider that???

Unless your parents are smart enough to buy 2-3 extra houses for you & your siblings, who can always afford to stay HK Islandside???

筆者所講的上車由新界區開始,是十分合理,年輕大學生申請公屋好不智,完全阻礙自己努力上進,沒有動力去面對將來,香港未來的希望愈見幻滅.

國際大都市自然高樓價,高樓價令港人身家資產提升,好處比壞處更多,現在全香港社會為上車買樓一族費盡心思,日日房屋都是大問題,對香港發展不見得是好事!

香港的樓價不會永遠上升,問題是何時才是最高位,這點沒人知道.

但是目前港元嚴重泡沫,港人只擁有港幣會大幅貶值.在大陸人眼中,香港樓價不算太貴,跟人民幣值升高有莫大關係.

政府幫助年輕人上車是無可厚非,應該從新界區著手,如果在市區建公屋,或工廈亦起什麼年輕單身公寓,實在是浪費資源,優質地皮是香港的金礦.

政府如太過照顧基層,會形成一種壞習慣!

"但其實我情願希望香港過往八年樓價冇升過，因為我人工可以升幅超過樓價升幅，換層大啲嘅都易啲啦！"

咪懶正義啦! 你想樓價唔升係要好D享受--換大屋。

你都識話畢業十年人工倍增，經濟唔好你仲有無咁嘅人工?

大部分人收入好咗物價係貴咗，又要好人工又要D嘢平，有咁好世界你搵比我。

我都想在理由地點兩房換三房，不過我而家無能力，咪再儲多D錢先，遲D換又供少D，樓價下跌更加係BONUS。

我前幾年買無你咁醒2003買樓，你都經歷過十幾年週期，何必心急!

而且樓價由戰後升到而家，中間梗有起落，政府係可以做更多，但又唔可以賴晒。

慨然受過高等教育，唔好用呢D藉口分化社會。

To: 16/F 小業主

1. 樓價穩中有升，是每個地方的人所盼望的。

2. 何謂"泡沫"?泡沫與否是with hindsight，是past tense。不過當有人覺得不是穩中有升時就會拋出泡沫論，Past tense used as present tempo! It's not logic in fact.

實際點，不如以個人出發，現價超出自己能力就要注意，但不代表超出其他人能力。

本人以為，探討泡沫不泡沫是沒有意義，最重要先好好瞭解自己再睇"食送"食飯。

To 新界居民

I agree with you that the ideal senario is the property price remains stable.

When I was young I think it's unfair to pay for the high price. But when I realize our government is one of the major vampires I thought twice. It's another way to tax us and transfer the wealth for other public goods.

If our taxation system change I may be required to forgo 30%-50% of my income as other tax or mandatory savings required by the government -- the cases of Singaporeans and other citizens of western countries. I prefer the former case.

I dont mind the extra money I paid for as land price being spent on the weaks and olds of the society. But it's quite desperate that it indirectly goes to public housing applied by the university students and people who just give borns of children but not working for more welfares. This is exactly what our govrnment to take action!

Disclaimer: I am not discriminating the ones living in public housing or applying for any social benefits who really need it. I strongly dislike the ones making their enjoyments from it but do no goods on the society in the present and also in the future.

To 新界居民

My logic between the stable pricing and high land price.

In the case of stable pricing: if the land price is HKD 1 out of HKD 10. Most citizens could afford their own home instead paying for high personal tax and mandatory savings. The developers make a stable profit also.

In the other case of high land price: let's say 4 out of 10 as nowsaday practice which definitely out of a portion of citizens' affordability. Developers face risks of weak buying interests and prefer to sell at higher pricefor this risk premium amid good atmosphere (eg. in good economy, full employment). Developers cannot sell out all their stocks before music end face immense loses even collapse which happened in 80s and after 1997. You could check with history. It create a stark cycle of decade in the property market also.

We have no choice if we stay in HK, so we have cycle. Dont be afriad of it and be patient. But do not expect to profit from it easily by buying low selling high if you have only one property.

If you dont like it, I recommand to migrate to Singapore with less uncertainties.

環球經濟持續疲弱，令本港零售市道也受牽連。港府統計處公布的5月份零售業總銷貨值比去年同期僅錄得8.8%的升幅，是2009年9月以來最差（不計去年2月及2010年1月的農曆年因素）。其中，一向受自由行旅客歡迎的「珠寶首飾、鐘表及名貴禮品」，銷貨價值僅得3.1%增長，遠低於去年同期的61.3%增幅，反映內地遊客在港消費急速放緩。與此同時，港人消費亦見疲弱，生活必需品如食品及書報文具的銷量，只有輕微增幅，顯示本地零售業正在響起警號。

珠寶首飾銷貨值僅增3.1%

各商店類別當中，以雜項耐用消費品的銷貨數量升幅最大，升52.7%，其次為汽車及汽車零件，升41.0%，及電器及攝影器材升20.1%。而部分反映本地消費意欲的項目，只錄得輕微增長，如食品、酒類飲品及煙草只升2.6%，家具及固定裝置只有0.1%增幅，而百貨公司銷售額增長亦出現放緩，由4月份的9.8%跌至5月份的8.8%。

香港零售管理協會主席麥瑞琼形容，5月零售業總銷貨價值的增幅為「超新低」。「香港零售業主要靠自由行遊客帶旺。他們的消費一收縮，就輕易將零售增長扯落單位數字。」

零售協會：8%增長 難捱貴租

她認為，商戶的生意額若只有8%至9%的增長，將難以應付香港現時的高昂的租金水平。再加上工資成本的增長，商戶的盈利情况可能轉差。

車商：銷售額跌兩成 需減價

麥瑞琼預期，6至8月的零售業總銷貨價值增幅將在8%至11%的低位徘徊，而全年預測為12%至15%。

My thought is very rough and please do tell me if I ignore any facts. Thanks a lot!

If you are a real user, no need to avoid 炒家 speculators since they only hold for a very short term and make little profits and the most important is they have the desires to sell.

The ones having the real users attention should be investors. They have little attempt to sell out unless you make a big offer.

Of course if the market is not regulated enough the speculators might trick. But that's the matter of regulations.

To Mortgage,

I totally agree with your view. The high land price is just a kind of tax to rob the rich and transfer the resource to help the poor and provide more social welfare. Otherwise, HK profits and salary tax will be over 30%.

30楼，you are wrong。The high land price is a kind of tax not to rob the rich but rob the middle class and transfer the resource to help the rich to become more rich and the provide more social welfare to the poor.

And 40% of hong kong people not need to pay any tax and can enjoy public house，free education，nearly free medical。

香港在90年代之前都是由制造業帶動經濟, 制造業又主要給基層就業, 而服務性行業多是屬中產的, 大家各自為工作努力而開創繁榮的香港,那時的社會那有什麽抱怨.

但自從回歸後制造業的廠家, 因大陸設廠成本遠低本港而北移, 導致現時只靠服務性行業支撑本港各階層就業, 因基層的低學歷又難以在服務性行業上游至富,而令他們難以置業.

中央和香港政府當然知問題所在, 但無奈香港現時只是中國的一个特區, 那敢和中国爭經濟, 加上香港人不爭氣个个北望神州創業找機會, 導致今日香港快走上滅亡的道路!

本人不是在分化中国和香港, 純是個人意見.

香港人上車買樓其實容易過80和90年代,當年供樓的利息是近20厘,打工仔供樓比現在更困難,當時的年輕人少了很多吃喝玩樂的時光.

只是因為以前的港人願打願捱,窮困就要努力加班工作,鬼叫你窮呀頂硬上,怨就怨自己.但當時的市民思想正確,後來便產生了不少白手興家的發達故事.

反觀現時的香港人,貧窮就賴帳,日日埋怨他人,又有議員政掍教唆挑撥,無知市民自然想不勞而穫,希望爭取更多福利.

結果社會更加分化,仇商仇富情緒高漲,其實現時失業率極低,周圍都請人難,年輕人不肯努力上進,反指社會沒給他們機會,香港社會將會因為全民普選,大搞政治的過程而走向更衰落.

回平常心

本人亦是低學歷基層人士也是由80和90年代開始供樓, 當年雖然高息失業率亦比現時高, 但當年有很多制造業的工種, 給像我這樣人士學得一技之長而向上游, 覺得前途充滿希望, 才不怕高息置業. 但現在的基層除非是高學歷否則即使努力, 亦只能永遠做一些最低工資工作, 例如清潔洗豌洗厕所看更….. 難道要他們做這種工作,向上游置業嗎? 亦是這原因而令現時一些政棍,有機可乘攪亂香港來達到他們目的!

以前的人買樓是會分租房間的, 以這收入補貼供樓租金.做業主都要OT或打2份工 架!有付出才會有收穫.

現在的年青人又要工作唔辛苦, 唔OT, 又要年年去旅行, 又要IPHONE, 又要獨立空間(不與父母同住), 又要同居, 又唔想辦法進修和提 升自己競爭力!

無人幫到你, 只有政棍帶你上街, 而佢就月月攞政府10幾萬月薪, 用腦想一想吧! 年輕人!!!!!!!!!!!!!!!

Let me put in this way.

1. Mindset changes:

Decades ago, what people honored is to stand on their own selves. Therefore, even they were living in public housing in youths but still had a dream of private property as a way to prove their abilities. Due to various reasons (eg. saving more money, familiar environment), quite many of them continued to stay in the public housing though they'd already afforded a private property.

Nowsaday, the issue honored shifts to make more money/ get more benefits with the least time and efforts. Having more learnings to our taxation system (buy/ rent private property = pay more tax), some believe to own a property is no longer cool instead to seek fast-tracks (apply for public housing as early as possible and stick to it till the end). Added with lax monitor (10-year tenant audit and inefficiency to discover hidden assets), the cost of being a housing free rider is negligible.

2. Macro changes

I quite agree the point that the mass lack chances to take a career providing progress of being skillful and then have lives improved. Mass production/ bulk manufacturing of homogenous products still exists in the world -- only apparent in most low-income and some middle-income area. HK is not in this phrase anymore. HK deserves high-income from providing unique services with no perfect substitiutes (instant, local edges...) and high-end products (non-price differentiated such as hand-made, limited editions...).

Getting out from the old-days perfect competition of low margins, HK is right fed in the monopolistic market of higher margins (for many industries such as high-end clothings, playful electronics, ITs, logistics, tourism....) and approaching monopoly market (for some professional service industries like consultancies, finance...) of excess margins.

I dont want to dig into market theory here but want to focus on the labour behaviors in the transformation.

Since the low-end industries no longer efficient to have enough margins supporting the society/ for people working in to maintain their lives in HK, they undoubtedly vanished. However, the major difference between this old industries and the service industries if the barrier of entry which is lowest for the former. That allows labour have a proper training if they wish to be a skillful worker. The latter required certain level of education/ experiences as barriers to entry.

The first and ideal choice for the labour is to learn skills to provides differentiated service/ products (no longer to make the identical products). Two chocies remain for people cannot transform themselves becomes costs endured by the society (perhaps due to psychological resistance, will to retire, little intention/ ability to learn a new skills....): the localized low-end jobs such as waiters and cleaners with grim prospects or just fell into the welfare net.

So far, these people I believe deserve assistance from the society whatever the choice they make.

3. The loophole turns into a blackhole

To make thing worst is that -- newcomers (most youngsters) of inferior education, green-handed without initiatives to upgrade themselves seems barred outsides.

Often they are not couragous to pursuit within the low-end industris with career paths to be skillful in the less developed area sacrificing better living standards (turning to the second-/ third-tier cities in the mainland). Neither to make a will to take a localized low-paid job to feed their lives through.

While they are not willing to give up advanced livings in the city, they just blame everything for the society. Seeing the easy access of benefits by older generations (some older generations even posion their youngs to abuse), but not realizing the low living standards in the pastdays, they deem as rights and tend to pay no more efforts.

4. Dilemma to explose itself or to be broken?

Story goes on: politicans encouraging free riders flourishes, no clear vision for future developments, stagnant society, more disappointed citizens, Gresham's law: the bad drives out the good (people with ablility to flee, the rest stay and still do nothing), politicans gain more powers in the name to fight benefits.... A vicious cycle. Riots. Exploses.

Another version: External force to lift the place up (PRC's support, in condition of win-win bias). People in the city continous to adapt the changes and contribute. Strong governemt to promote fair games and to tackle any loopholes on any cheatings from all ladder of society (dishonet sellings, abuse of benefits...). All the sum.

A wish of a better place for our next generations.

納稅人付幾百萬生產這樣的大學生/未來社會棟樑, 烏乎哀哉!

「輕人踏出社會後，立即有能力買樓自住。 」完全不設實際

實政府把關不力，建議：

(1) 單身人士36歲前不得申請公屋

(2) 新移民來港7年內不得以個人或家庭申請公屋

宜家亦有很多發達機會,不過行業有所轉變,如餐飲業的"翠華"和"太興",零售的"SASA"和"卓悅"等等,成功機會並不比以前低,可惜人的要求愈來愈高,玩樂愈來愈多,但付出愈來愈少.

奉獻時下年輕人,只要肯付出,就有出頭天!

To: 45/F C Hing

現在有很多建築地盤都閙工人荒，工種有很多，人工不錯

To 48/F C Hing, thanks for your feedback

餐飲及零售業事實上亦出現人手不足情況，現在要加薪才能挽留人才

物業管理亦要人(政府狂推地/發展商採用貨如輪轉策略), 樓盤只會有多冇少

楼上，你认为呢？你有乜高见呢？你好像为投诉而投诉。

有餐廳長期請不到洗碗工，萬元月薪也請不到人，有圖為證：

以您的說法，倒說香港無土地，與其推平維港。

不如推平全香港700萬人，化整為零，那麼香港人不需再如此仇富與埋怨及辛苦天天去吶喊罵完政府、又罵東、又罵西。

笑死人！

To 48/F

You can go to the labour department website. There are still some clerk jobs however the salary is low (around 5-6K maybe for half-day after minimum wages). Of course it's not enough.

You are right that there are always people below average. The point is they do have hearts to help themselves. Perhaps you think job of 5-6K is not a job. But the first job is a chance to next better job. I think it is a good start for young people below average. It is not easy I agree.

Plus, turning down by the others is normal. We should learn to take it easy. Don't be shy -- this is to today job-seekers.

One point to employers, some young people are quite funny today.

I hear that one went home on his first-day afternoon without any notices. The company though he quit but appeared next day in the office. He told his mentor he'd got tired the day before so decided to went home early for rest.

However it doesnt mean the young people are bad. I thought not every youngster are lucky enough to have someone tell them what proper behaviour is. We have to give them chance and teach them as children sometimes. Society changes we could not expect they would do what we did as green-hands.

您說深圳開始?

您知不知現時在深圳買間60多平方, 即約700呎, 要多少錢? 給一分鐘您去想....

最少都百多萬人民幣, 記住是人民幣, 圍起無二百萬港幣, 都想錯您心. 不要仍以為大陸的樓好平.查實香港樓比大陸的更平. 所以才會這麼多大陸人來香港買樓.

to: 寄生蟲 ,  你說： 『除了地盤其他都是$28小時做一世』，好像事情不是你所講那樣差喎！

上面第55貼, 俾那個叫Mortgage的人去做啦! 佢話洗碗有成萬蚊, 點解唔做? 佢好渴望and羨慕去做, 大家唔好爭留番個位俾佢做啦!

57EYT 和寄生蟲，兩個廢人連工作也不找，替他們找到也白廢，竟然叫我去做！你地想做經理呀？經紀都未夠資格喇！

X觀點:

您何需如此激動, 我無話您什麼, 只不過見您這麼有心將貼成萬元洗碗工, 在好東西叫您留給自己而已. 我無話您什麼, 您何需說話如此? 您要做經理無人阻您, 您若果有病要食藥, 那就煩請您食完再玩. 不要無中生有去攻擊人. 好嗎? 本來大家平心而論, 您無故好似XX到? 或是XX期? 您有無問題呀! 唉! 有精神問題就唔好來網上玩啦! 受唔起刺激就唔好發顛!

現在住係西九同半山嘅業主，唔少都係由一層殘、細、小、遠嘅舊樓起步，老豆就話無得揀啫，由邊層樓起步絕對有得揀！

你可以乜都唔做等啲政客同你爭取住靚樓，亦可由一層大西北嘅二手樓做踏腳石，然後跟隨唔少前人嘅脚步住上爬，呢啲係你個人嘅選擇！！

呀! 原來X觀點您住係港灣豪庭!

這也難怪, 因為近殯儀舘, 有點SHORT SHORT地都唔怪.

To 63/F

Many thanks to your reminder. I'd surely try it if I could not fetch the current job. Saddly I didnt have such high-paid when I was part-time cleaner.

47樓, 有同感!!! 未計老闆/上司自保的手段!~ 

如果有條件(不等開飯), 誰都不做如此的工???

To 77/F

我都想知有邊個老闆上司唔係咁? 咁咪唔使揾野做?

好搞笑: 

"這邊廂，遊行人士在烈日當空下大聲疾呼，把矛頭直指梁振英政府，那邊廂，卻有示威者在遊行之後，立即跑去看慶祝回歸的煙花匯演。此時此刻，遊行人士的黑白上衣和歌舞昇平的璀璨煙花，形成了強烈的對比。這也正反映有部份香港人，一方面要有示威抗議的自由，另一方面又要有共享成果的權利。"

但$28小時果班点敢買樓呀!

莫講 28 銀一個鐘，就算俾夠 35 銀，都無可能在香港揾樓買，因為打呢種工、賺呢個水平嘅人工，隨時連自己都養唔掂，仲要買樓係咪大想頭左呢？？

從來用基本工資來計算上車都是買不到樓,但宜家香港平均供樓只用咗入息的20%,算是好健康了.

香港年青人應勤力去打拚和儲蓄,買樓要通過努力過程才有意義及值得珍惜!

To82

  一个剛從大陸憑單程進入本港的30歲以上基層的媽媽,不做最低工資工作一世,以現時的香港還有其他選擇嗎?

  莫講 28 銀一個鐘，就算俾夠 35 銀，都無可能在香港揾樓買，因為打呢種工、賺呢個水平嘅人工，隨時連自己都養唔掂，仲要買樓係咪大想頭左呢？？

  你既然也懂得對他們來說買樓係咪大想頭,咁你是否叫他們在香港自生自烕呢?抑或好像(向飯民不)那種人咁,又說人道準他們進入本港, 當他們要福利又話他們是廢材呢?

To 85

那公屋大門不是已經為他而開嗎? 他也要住私樓嗎?

I know some "大陸憑單程進入本港的30歲以上基層的媽媽" whose situations are not as bad as you think.

They can make quite a sum pocket money by helping housework nearby or just take a part time like 按腳. These job dont care their accented Cantonese and the the inland revenue rarely trace these kinds of income. After few years they saves a lumpsum to build a house on their 宅基地.

In fact not all of them are not would like to take the jobs like cleaners and waiters.

Of course there are some with no financial planning and just stay home.

I know some "大陸憑單程進入本港的30歲以上基層的媽媽" whose situations are not as bad as you think.

They can make quite a sum pocket money by helping housework nearby or just take a part time like 按腳. These job dont care their accented Cantonese and the the inland revenue rarely trace these kinds of income. After few years they saves a lumpsum to build a house on their 宅基地.

In fact not all of them would like to take the jobs like cleaners and waiters.

Of course there are some with no financial planning and just stay home.

好心樓上那位叫 Mortgage 啦!

您要拋書包，學人打英文但文法錯到亂七八糟，而且一時英一時中，不懂打英時就貼句中上去，不懂就不要獻醜啦！身為一個好地地的中國人，連中交都不識打，學什麼人說話! 返去讀返小學慢慢學由頭學過中文好過啦!

香港回歸已十五計, 每年有五萬幾單非, 就計四萬其他可能有米既, 十五年共有60萬以後還會陸續有來, 咪話房屋基層職位有咁多咩? 揾吾到錢時咪又派福利lor, 中產見到又眼紅lor, 跟着中產下游lor ! ! !

X觀點 :

都話您有精神病啦！是什麼人才會有什麼的思想，而且根本我都無說過什麼，無您拿無事做才會第一時間去吵交，好肯定您自己正在拿綜援才會有這樣看人的思想，您未食藥就快點去食，您這類拿綜援的人最喜歡去日日去公立醫院報導，今日您輪到籌未？未就唔好係到亂吠，快點滾出去啦！精神病到好似您叼！真係無人有！唔好係到失禮班港灣豪庭街坊啦！真係俾您影衰晒！

回X觀點 :

您話您有大中小型的單位？不是嘛！我相信您指是骨灰龕吧！有您都發達！不過可能連骨灰龕都無，最少幾十萬一個您邊有能力買呀！唔好笑大人把口啦！都話您有精神病啦！您患有嚴重的惘想症！快些去看醫生啦！有錢就去睇私家，不過您拿綜援要排政府，恐怕要排十年八載都未輪到您，我擔心您病情越來越嚴重，建議您快點滾出這個畫面為佳！無人歡迎跟一個惘想成日話自己先撩者濺及成日話人哋得罪您的人談話！

回#90  人地打2句英文貪方便jel, 你唔駛一見到英文又話人拋書包又話文法錯, 中文英文都係溝通jel... 如果d英文真係睇唔明就話jel

回#91 先不論你這個60萬的數字由來, 我看不見中產對起公屋比基層有多大的反對... 反的, 是公/居屋的地點, 以及公屋富戶的問題吧...

很抱歉! 我打中文比較慢。

有時大家的字語很生動，一時之快拈來一用。又或專有用字只會中文。

很多時剛處理手頭段工作再上來看看大家鬆弛神經，故較多誤筆，還請見諒呢!

X觀點 :

我才不會與您這種癲到無人有的人對話，您喜歡與空氣談話是您的事！您有多少種痴人說夢話的資產或負債根本與我無干！您喜歡吹水或發神經一去到網上就認定以為人家要得罪您，您一定要找人吵架才開心是您精神有問題的舉動，您要去滿足您自卑的心而去自吹自擂都是您的事，我無興趣想知。我不會再與您這種痴X線的人談話，花我心機與時間不值得。呵呵！

港灣豪庭？您自己租就唔好當正自己係業主啦！九九人！

湯文亮放屁好臭

蔡志忠話: 地產商做生意 不會低價開盤?

李嘉誠最近的垃圾堆填區新盤, 不是開價比二手價還要平的嗎?

本人當年(90年代)上車買第一層樓時,當時供樓比現在更困難,我們這班中坑都是這樣儲蓄買樓的,不過牺牲了很多玩樂時光,但是目前擁有3層樓總算有些安慰.

現在的年輕人整天以時代不同為由,推辭努力上進,不肯付出卻怨聲載道,政府怕了他們,但是我們這班中坑就不肖他們.

Please forgive my poor English.

I admit I am not the top student graduating with first honor but I always go to my great lengths to improve myself. Surely I am more careful with correspondence between acqusintances.

I am glad to to have the chance to express myself beyond business here in both English and Chinese. It's a really good practice.

Sorry! Missing my name in the above message.