Murphy seem to be a non-traditional American, who will normally throw their kids out of the door when they 'matured':
"From 2001 through 2007, Murphy took out several Parent PLUS student loans (at age or 50+) to send his three children to college. After accruing interest, the bill ballooned to $246,500. In 2002, Murphy lost his job..."
He is currently filing for bankruptcy (a 3 years legal battle), claiming "Even if he were able to find a job paying $50,000 per year until he turned 77, the balance of his loans would still grow to $500,000."
But interesting to know where are his 3 kids? what are they doing now? etc. etc